I just thought I'd share my discovery that Kingston Canvas Select Plus Micro SD cards seem to work really well with my Tapo c520ws camera. 

After trying several makes and having to return them to Amazon it seems I've hit on some success. I've now tried 64GB and 128GB versions of these cards and they format and record/replay without any obvious glitches. 

I know lots of others are complaining about not being able to initialise and format a host of cards in various cameras so I hope this is useful to you. I can only speak for my model camera but it should be the same for others I would think.